Like-for-like replacement vehicle, free recovery and repair, and an SRA-regulated solicitor — recovered from the at-fault driver's insurer. Zero excess. No claim against your policy.
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Live ops
24/7 recovery · Birmingham
Who we help
We take cases where another driver is responsible for the collision. If liability is clearly yours, going through your own insurer is normally the right path — and we'll tell you that for free.
Why claims management
Octane is a claims management company. Our job is simple: recover the full cost of your accident from the driver who caused it — not from your premium.
You may pay excess, lose your no-claims bonus, and watch your premium rise.
If you claim through your own insurer in a non-fault accident, you may still pay an excess, lose your no-claims bonus, and see your premium rise. We recover everything from the at-fault insurer instead — so your policy stays untouched.
Tradesperson with a Transit? Not a two-week Corsa. A true replacement, delivered.
If your car is undrivable, you need a comparable replacement now — not a Vauxhall Corsa for two weeks while you're a tradesperson with a Transit. We arrange a true like-for-like hire vehicle while yours is repaired or written off.
SRA-regulated. No-win-no-fee. Recovered from the other driver's insurer.
We refer your case to SRA-regulated solicitors who only handle road-traffic claims. They pursue your personal-injury, vehicle damage and out-of-pocket expenses on a no-win-no-fee basis — recovered from the other driver's insurer.
Scene to manufacturer-approved bodyshop. Storage covered. No cost to you.
We recover your vehicle from the scene, take it to a manufacturer-approved bodyshop, and cover storage costs while liability is established — all at no cost to you.
How it works
You never speak to the at-fault insurer — we and your solicitor handle them. We'll keep you updated at every stage.
Two-minute intake form or one phone call. We just need the basics: when, where, who, and your vehicle details.
Our team reviews liability and authorises the claim. A regulated solicitor and credit-hire provider are instructed within hours — not days.
Replacement vehicle delivered. Your car recovered to an approved bodyshop. Repair scheduled. You stay mobile.
Vehicle damage, hire costs, recovery, storage, personal injury, and out-of-pocket expenses — all pursued from the other driver's insurer. Not your policy.
Non-fault
Specialist focus — we don't take fault claims
0 excess
Nothing for you to pay on an approved claim
£0
Cost to the non-fault driver, ever
24/7
Recovery and intake line
Your claim is handled by our SRA-regulated panel solicitor — chosen because they only work on non-fault road-traffic claims and meet the standard we set for every case we accept. We don't refer cases out to firms we can't vouch for.
Replacement vehicles are supplied under credit-hire agreements with FCA-authorised providers operating to the GTA (General Terms of Agreement) protocol.
Repairs are carried out at bodyshops approved by your vehicle manufacturer. Genuine parts only. Your warranty is preserved.
We are registered with the ICO. Your data is processed lawfully under our privacy policy and shared only with the solicitors and providers handling your claim.
Claim value calculator
Six questions, sixty seconds. We'll break down vehicle damage, hire-vehicle cost, lost earnings and personal injury — and show you what you'd give up by going through your own insurer.
Typical non-fault claim
£4,800
to £18,200+ recoverable, depending on damage, hire and injury.
FAQ
It takes about two minutes. We'll review your case and call you back the same day. No upfront cost, no obligation.